None! There are no fees to set up an Installment Plan.

When your Installment Plan is set up, the available credit limit on your Walmart Rewards Mastercard is reduced by the full amount of your Installment Plan purchase. At all times, your available credit limit will be reduced by the total outstanding balance of your Installment Plan(s).

When you choose an Installment Plan to spread your purchase into 6 equal monthly payments, Reward Dollars do not apply to that purchase.

Every basket of Walmart products on a single receipt worth $199.99 or more (before taxes, discounts, Walmart Reward Dollar redemptions, and shipping/delivery fees) may be eligible for the Walmart Rewards Mastercard Installment Plan.

Yes! As long as you meet all of the eligibility criteria (see terms & conditions), you can have more than one Installment Plan at one time.

When we charge the monthly installments to your account under an Installment Plan, they are treated just like any other purchase transaction you make on your card. Interest applies to all purchases, which includes monthly installments, from the day they are charged to your account in accordance with your Cardholder Agreement. You can avoid being charged interest on purchases by paying the total balance on your statement in full by the payment due date.

Your total outstanding Installment Plan purchase amount is shown in the “Promotional Payment Plan” section of your statement, and the monthly installment charges will appear in the “Details of Your Transaction” section.

Credit from a purchase return will be applied to your credit card balance so there is no impact to your Installment Plans. If you would like to cancel your Installment Plan after a purchase return, please call the number on the back of your card.

Yes, you can cancel an Installment Plan at any time by calling the number on the back of your card. When you cancel an Installment Plan, any uncharged amount remaining on your Installment Plan will be billed to your account and appear on your next statement.

Once set up, you cannot change the terms applicable to the Installment Plan. If you no longer wish to continue with the Installment Plan, you can cancel by calling the number on the back of your card. Any uncharged amount remaining on your Installment Plan will be billed to your account and appear on your next statement.

Spend $199.99 (including tax) or more in store, on walmart.ca or through the Walmart app and select Installment Plan at checkout when you pay with your Walmart Rewards Mastercard.

The Monthly Installment Charge will appear on your monthly Account Statement as an “Installment” charge in the “Details of Your Transactions” section.

If your required payment is not made on time your account may no longer be considered in good standing. This could lead to your Installment Plan being cancelled, and any remaining balance that hasn’t been charged yet may immediately be added to your account.

Yes, as long as the primary cardholder’s account is in good standing (see terms & conditions)

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If you have any questions related to the products purchased or services provided by Walmart, contact Customer Care at 1-800-328-0402.

If you have any questions related to your Walmart Rewards Mastercard Installment Plan, contact Customer Service toll-free at 1-888-331-6133.